Let our team of friendly and professional people help you with your individual banking needs. We offer a variety of deposit account options for your personal needs.
Our account holders enjoy free access to online banking, mobile banking, and bill pay services; as well as debit cards with no transaction fees at Bank of Clovis ATMs.
Choose from among several different checking account types based on your expected transaction volume and average balance. We have a checking product that will work for you.
| Item | Basic Checking | SmartStart Checking | Regular Checking | Interest Checking |
|---|---|---|---|---|
| Minimum Opening Deposit | $100.00 | $50.00 | $100.00 | $100.00 |
| Minimum Balance | $100.00 | - | $500.00 | $1,000.00 |
| Fee(s) If Below Minimum Balance | $10.00 per statement | - | $15.00 per statement | $15.00 per statement |
| Other Fee(s)/Penalties | $0.25 per check over 10 per statement | $0.50 per check over 5 per statement and $5.00 Paper Statement Fee (waived if enrolled in eStatements) | $0.25 per check over 50 per statement | $0.25 per check over 50 per statement |
| Interest Rate¹ | - | - | - | 1.25%² |
| Annual Percentage Yield (APY)¹ | - | - | - | 1.26%*² |
¹ All interest rates and APY(s) current as of .
* The minimum daily balance must be maintained in order to obtain the disclosed annual percentage yield.
² This is a variable rate account; the rate(s) and APY(s) may change at any time after the account has been opened. Additional terms and conditions may apply, please contact us for further details.
* The minimum daily balance must be maintained in order to obtain the disclosed annual percentage yield.
² This is a variable rate account; the rate(s) and APY(s) may change at any time after the account has been opened. Additional terms and conditions may apply, please contact us for further details.
Fees may reduce earnings.
Daily Balance Method – We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.